Can I claim back my PPI?
You are probably in a strong position to make a claim if one or more of the following points apply to your case:
You felt pressure to take out PPI.
The fact that PPI was optional was not made clear.
You took out PPI, but it was not suitable for you.
You were led to believe that PPI was compulsory or would increase your chance of your loan being approved.
Exclusions of PPI were not confirmed or you had a pre-existing medical condition.
PPI was added without your knowledge.
It was not made clear that you would have to pay interest on the cost of PPI.
Your employment status was not checked and therefore might not have been eligible to claim. For example you were retired or a student.
You had suitable sick pay cover from your employer which covered you for accident, sickness or redundancy.